All-In-One Account

The "All-In-One NOW Account" is a fully loaded checking account with all the bells and whistles offered by modern banking, combined with the earnings ability of a sweep account. This account will allow you free ATM access anywhere in the country, free online banking and bill pay, and the ability to maximize your return on your cash position.

Features:

• Unlimited Check Writing and ATM Withdrawals.
• Free Master Card Check Card (which also doubles as your ATM card).
• Free Online Banking - view account history, transfer between accounts, view cancelled checks and bill pay.
• Free ATM use Nationwide. We will reimburse your account for any ATM fees or surcharges.
• Overdraft Protection. Automatically transfers funds from your overdraft protection or home equity line of credit when additional funds are needed (subject to credit approval).
• Schedule Automatic Transfers. Set up automatic transfers from your account to either a separate savings account or towards principal reductions on your line of credit to minimize your interest expense.
• Free Banking Services. Pay no fees for cashiers checks, money orders, traveler's checks or incoming wire transfers.
• Funds over $10,000 will be automatically invested to earn money market rates. Funds under $10,000 will earn interest checking rates. The tiers for earnings are as follows:
  • Tier 1 $0 - $9,999
  • Tier 2 $10,000 - +